
1. Understand where you are today and take control over your money, do not let money control you!
2. Understand where you want to go tomorrow
“If we were having this discussion three years from today, and we were looking back over the previous three years, what has to have happened over those three years for you to feel happy about your progress”?
3. Make the most of financial opportunities and tax breaks
4. Know your Magic Number – The amount of money that you need to live the life you want to lead today and into the future.
5. Adopt a suitable personal investment strategy geared towards achieving the return you require to reach your magic number.
6. Pay off debt as soon as possible and avoid unsecured debt where possible
7. Guard against financial catastrophes
8. Get your Estate Planning in order– Make a will and arrange a Power of Attorney
9. Get yourself a financial coach that will work with you.
10. Where possible, avoid divorce at all costs!